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Consumer Notice: We remind that payday loans and online personal loans for small dollar amounts are not a long term financial solution. These credit options imply relatively high interest rates and become a very costly solution if used improperly. Consumers that seek funds for longer terms or debt relief should consult credit advisor prior to making credit decisions of taking a short term or an online personal loan for small dollar amount.
Fast payday loans online south africa. If you have received approval and funds for your loan, and then subsequently due to unforeseen implications you reconsider your decision on accepting the loan, or paying it back, and feel you are definitely unable to meet your personal loan transfer from one bank to another repayment for your loan, or any piece thereof, you should consider contacting your loan service provider immediately, and directly.
By contacting your loan service provider directly and immediately in the event of your possible non-payment, you will give yourself good time and opportunity to consider rescheduling or choosing other options for your repayment of the loan. This will assist in helping to avoid any unnecessary adverse action being brought against you.
By choosing other options or considering to reschedule your repayments with your loan service provider, may incur (contractually) agreed upon additional costs andor interest. In this event, you need to directly discuss this with your loan service provider.
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Some states cap APR and the amounts of charges for online personal loan. You are encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date or make regular installment payment on time. Your lender may set late payment fees in accordance with state regulations, and your lender has several courses of action to deal with late payment. For more information about your lender's specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly.
Origination, documentation and other additional fees may apply to your online personal loan deal. Late payment, non-payment fees and other penalties may apply to both short term and online personal loan deals in case of missed payments.