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Lifes alternative free credit score. PRBC offers an alternative for people with Limited Credit Poor Credit Declined Credit or No Credit. To get a PRBC Score and Report become a member and register at least three monthlybilled accounts such as your rent electric and cable bills or even an online service. Online mcu personal loan credit score credit unions and some banks are reputable sources for small personal loans typically 00 to 00. Other options include nonprofits and your employer.
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If your PDL is sold to an aggressive collections company for a few pennies on the dollar, the messages can be somewhat threatening. I suggest you close your current bank account and get another phone number.
Go to the CFPB. gov website and file a complaint. Keep a copy. You cannot be put in prison for a payday loan. They do not report your failure to pay them to the 3 credit bureaus. You should search for their name on your States Department of Finances or for you, it maybe Dept. of Banking… Determine if they have a State license.
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