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Doorstep Loans: Cash in YOUR Hand. The major benefit of a doorstep loan is that you can receive instant cash delivered directly to your front door. You dont have to leave your home to make repayments and will have a dedicated loan agent working to meet your apply for a quick personal loan. We have all been in that tight spot, where we are home bound but still need to make ends meet.
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Most loans typically use the monthly payment schedule, therefore in this example, the Borrower will be required to pay the Lender on the 1st of every month while the Total Amount shall be paid by January 1st, 2019 giving the borrower 2 years to pay off the loan. Step 3 Interest. The interest charged on a loan is regulated by the State in which it originates and its governed by the States Usury Rate Laws. Each States Usury Rate varies therefore its important to know the rate before charging the borrower an interest rate.
In this example, our loan originates in the State of New York, which has a maximum Usury Rate of 16 which we will use. Step 4 Expenses.